Manufactured Home Installation – A Glossary

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We get questions all the time about the difference between various industry terms and phrases. We know these can be confusing for newcomers, so we created this glossary to help clear things up! Here’s all the lingo you need to know. And, of course, if anything’s missing, please feel free to reach out by phone or email.

Term Definition

Accessory Dwelling Unit (ADU)

Sometimes referred to as accessory apartments, secondary suites, in-law units, or granny flats, ADUs are smaller, independent residential dwelling units located on the same lot as a primary residence.

Appraisal

Appraisals come into play when you are applying to finance your project or when you are in the process of selling your home. ADUs can contribute to the appraisal value of properties, but only once they are completed.

Architectural Compatibility

In many jurisdictions, ADUs are required to be “architecturally compatible” with the primary home and sometimes the surrounding neighborhood. This typically means that exterior features including roof pitch, siding, windows, doors, and colors must match those of the primary dwelling. Commonly these are referred to as “design requirements.” They may be reviewed by your city on a discretionary basis so it is important to familiarize yourself before going too far along in the design process.

Assessment A home assessment is a value estimate assigned to your home through a standardized process for the purpose of determining property taxes.

Cash-Out Refinancing

A cash-out refinance is a replacement of a first mortgage where additional cash is lent to the homeowner, typically based on their built equity and appreciation since the last mortgage was issued. The interest rates on a cash-out refinancing are typically lower than the interest rate on a HELOC. Closing costs are typically paid in a cash-out refinance.

Chassis

The base frame of a motor vehicle or other wheeled conveyance. Our home care cottages remain on their chassis after installed.

Data Plate

A sheet of paper inside your home with the name and address of the manufacturer, the serial number, home model, the date the home was built, verification that the home meets HUD standards, and any other relevant information. The data plate is usually found inside a kitchen cabinet, electrical panel or bedroom closet.

Deed Restrictions

Conditions or rules that are added to a deed for a house. For example, some cities require homeowners to add language specifying that both the main house and the second unit will not both be rented at the same time.

Discretionary Review (DR)

The authority of a planning department to review projects and determine compliance on a case-by-case basis. It implies that even projects that meet all defined zoning requirements may still be denied.

Double-Wide

A manufactured home that is too wide to be transported. Double-wides arrive in two pieces and are assembled on site.

Elevation

An architectural drawing of one side of a building.

Floor Area Ratio (FAR)

The ratio of a dwelling’s total square footage to the square footage of the parcel of land on which it is built.

FAR = (total floor area of existing habitable structures) / (area of the parcel)

Floor Plan

A scale diagram of the arrangement of rooms in one story of a building. Floor plans typically include dimensions of the house, walls, doors, windows, and sometimes appliances or furniture for reference.

Home Equity Line of Credit (HELOC)

A home equity line of credit, also known as a second mortgage, is a loan in which the lender lends money to a homeowner using the homeowner’s equity in the home as the collateral.

Home Care Cottage

A Home Care Cottage is a little house on wheels that is eligible for expedited permitting with a doctor’s note. Home Care Cottages are legally permitted as recreational trailers (RVs) and remain on their trailer when installed. They must be less than 400 sq ft in Sonoma and Napa Counties to qualify for expedited permitting. In Santa Clara County, these same models are permissible as ADUs.

Department of Housing and Urban Development Code (HUD Code)

The building standard that manufactured home builders must meet. HUD code regulates the manufactured home’s design, construction, strength, durability, transportability, fire resistance, energy efficiency, quality control, and installation at the home site. These codes are the national standard. States, counties, and cities often implement their own regulations in addition to the HUD code.

Initial Consultation

A preliminary phone call where we assess the needs of a potential customer and decide whether to move forward with a site visit. We start all of our business relationships with an informal phone call. We don’t make appointments for these but are available by phone anytime during the work week. If we miss your call, leave a message we’ll get back to you as soon as we can!

Lot Coverage

Lot coverage is calculated as the percentage of the total area of the lot which can be covered by dwellings and other structures. Calculating your existing lot coverage will help you determine if there are any additional restrictions that will determine the maximum size of your ADU.

Lot coverage = (total area of building envelopes) / (area of the parcel)

Manufactured Home

A home built and fully assembled in climate-controlled factories. Manufactured homes are built to conform to local building codes, based on the final location of the home. Everything we build can be classified as a manufactured home.

Material Selection

The process of choosing the finishings for your home, including elements such as paint, flooring, and tiles.

Mobile Home

A transportable house that is situated in one particular place and used as a permanent or semi-permanent living accommodation.

Modular Home

A house that is assembled on-site from sections, or modules, that have been built in a climate-controlled factory. The sections are transported to the final location where they are joined together on a permanent foundation by a local contractor. Although we also build our homes in a climate-controlled factory, they are not modular homes.

Ministerial Review (MR)

A “by-right” process for streamlined approval of projects that are determined to be allowed based on the zoning compliance of the project. Jurisdictions in California have been moving to a MR process as housing production has become so necessary in the state.

Multi-Family Zoning

Laws in a particular neighborhood or region that allow more than one home per property, e.g. apartments or ADUs.

Multi-Section Home

Homes that are delivered in two or three sections that are joined together at the home site. Multi-section homes offer a wider range of floor plans and enable large manufactured homes to be transported long distances.

Open Space Requirements

Regulations requiring a certain amount of yard area to be suitable for active or passive recreation (e.g., kids playing ball or a family having dinner). This requirement is identified in the zoning code.

Parking Requirements

Any additional requirements for parking spaces when adding an ADU. In many jurisdictions, these requirements mandate that additional spaces be created for the ADU and in nearly all cases at least mandate that any parking that is lost for the ADU must be replaced.

Prefabricated Home (Prefab)

A general term for any dwelling that is built off-site and then transported to the home or building site. Ours are the highest quality you’ll find in the world of prefabricated homes.

Recreational Trailer

A space that is mounted on a trailer and towable. They require a special license and permit to tow. Our team can take care of transport and more!

Recreational Vehicle (RV)

A portable unit mounted on a chassis and wheels, which either has its own motive power or is mounted on or drawn by another vehicle, such as travel trailers, fifth-wheel trailers, camping trailers, or motor homes, but excluding truck campers. 

Setbacks

The distance which a dwelling or other structure is required to be set back from a front (e.g., sidewalks and streets), rear (e.g., an alleyway), and adjacent properties lines (e.g., your neighbors).

Single-Family Zoning

Laws in a particular neighborhood or region that allow only one home per property.

Single-Wide

A manufactured home that is narrow enough to be transported in one piece on standard roads with a wide-load permit.

Site Prep

Before delivering a manufactured home, debris like trash, grass, and small trees must be cleared away and the ground must be leveled. Homeowners should ask their homebuilder if site prep is included in the price of the home.

Site Visit

After determining if your project is feasible over the phone, Stephen will come to your building site to assess what work will be required to deliver and install your home. The information gathered in the site visit determines your final price quote.

Site-Built

Also referred to as “stick-built.” This is a term to describe any house or structure that’s built on location. All of our building is done off-site.

Tie Downs

Tie-downs and anchors keep manufactured homes on their foundation. HUD code regulates the minimum number of anchors needed for the home and the amount of wind resistance that is required.

Undercarriage

The bottom part of the home that protects the insulation and keeps out moisture and pests.

Vinyl Siding

Easy-to-clean, long-lasting material that comes standard on almost every modern manufactured and modular home. Homeowners can choose to upgrade to custom siding like cedar or brick, depending on their manufacturer.

Zoning Code

City, county, or regional standards that determine what can be built on a site. All lots in the city will be assigned a zone (e.g., R-1, a typical single-family zone), and each zone has different regulations. The zoning code governs many aspects of development, including how tall buildings can be and where buildings can be located on a lot. Most cities only allow second units in certain zoning areas.

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